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3 Good Reasons to buy Life Insurance

1. If you were to die, your family would no longer receive the income that used to bring into the family home. Life Insurance would provide a tax-free lump sum to offset the loss of your income and could go a long way to ensure that your family is financially provided for. You could also consider another form of life insurance - called Family Income Benefit , it pays an agreed monthly tax-free income to your family until the policy comes to the end of it's term.

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2. Often, when someone dies, car loans, medical bills, mortgages, and credit card debts are often left unpaid. These have to be paid by your estate from the assets they have left behind. That's why Life Insurance is a good idea. The lump sum can be used to pay off the debts leaving your other assets intact for your family's benefit.

3. Life Insurance can be used to provide cash sums for your heirs. If you want to do this, you should consider having your life insurance policy "written in trust". Your life insurance adviser will arrange this for you completely free of charge. It means that following a claim, the money would be paid directly to the beneficiaries you have specified on your policy documents.


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